Property-Casualty Carriers 

More than 250 years ago, Benjamin Franklin founded a fire-insurance company to protect colonial homeowners. But his company didn’t cover everyone. It automatically denied coverage to people who lived in wooden houses and it encouraged homeowners to properly maintain their chimneys.

Property and casualty carriers need to protect their company’s viability and profitability to maintain their own interests and those of their policyholders. A catastrophic event, improperly managed, can wipe out a carrier.

EMSI provides you with the information and services you need to make responsible and accurate policy and claim payment decisions - from document retrieval and medical testing to investigations and surveillance.