Underwriting: Outsourced Solutions from EMSI

Solid underwriting decisions combine timely, reliable information with experienced professionals who can quickly and accurately assess that complex data.

EMSI provides comprehensive underwriting services to insurance carriers and brokerages across the country. We can customize an outsourced underwriting solution to meet your exact needs.

Complete information
EMSI leads the industry in information-retrieval services. From APS summaries and paramedical examinations to background investigations and application fulfillment, no one provides faster, more thorough retrieval service than we do.

We know the underwriting process. Our information specialists leave no question unanswered, no box unchecked. We anticipate and avoid costly delays that may be caused by missing or incomplete information.

Custom services
EMSI offers customized outsourced solutions for all of your underwriting needs – whether you need one targeted, stand-alone service or full management of your underwriting process.

Our underwriting services include:

Expert underwriters
Our underwriting team consists of more than 60 on-staff and contract underwriters, with an average of 21 years of experience in home office underwriting. We also have two medical directors on staff, both board-certified in insurance medicine.
 
Stay focused on sales
We believe the underwriting process is most successful when everyone works in concert – our information specialists gather complete, timely data; our underwriters accurately risk-assess that data; and your agents stay focused on sales and serving your customers.

As soon as an agent makes a sale, we can begin the underwriting process. Our Point of Sale Interviews can connect your customer with our application specialists within minutes.

We manage the process efficiently and make sure that agents always know the status of each application – either by phone, email or on EMSIOnline, our real-time, secure site.

Accurate information. Solid underwriting decisions. Find out more.